> Foreign-product liability This coverage applies to losses that occur because of difficulties involved in distributing or acquiring items that are manufactured by foreign suppliers.
> Health Maintenance Organization (HMO) Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
Mass Mutual Life Insurance Company Establishes Major Aid Program
(Springfield, Mass.) - MassMutual Financial Group announced today a major relief effort designed to aid victims of Hurricane Katrina. Among the key provisions: Massachusetts Mutual Life Insurance Company (MassMutual) will make a $250,000 donation to the American Red Cross to aid efforts to help the victims of Hurricane Katrina, and will significantly and temporarily expand its employee matching gift program to enable eligible employees and sales representatives to have their donations to the American Red Cross and the Salvation Army double matched by the company.
In addition to the donation to the American Red Cross, MassMutual's employee matching gift program has been expanded to allow MassMutual to match employee contributions to the American Red Cross and the Salvation Army on a 2-for-1 basis. For example, for every dollar sent by MassMutual employees to the American Red Cross or Salvation Army, MassMutual will match that gift with $2. This program will continue for the next 60 days.
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Did You Know?
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.
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Ohio and nationwide:
Mar 02, 2007 - Keep Health Coverage After A Job Change Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther Read more >
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Mar 02, 2007 - Growth In U.S. Health Care Spending Slows Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce Read more >
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