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February 27, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
Life Insurance
Homeowners Insurance

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Insurance Advisors Terms


  > Umbrella policy
Umbrella policies provide additional liability coverage after the limits of your underlying policy are reached.
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  > Basic Hospital
Basic-hospital plans cover only in-hospital (inpatient) care, not other services. This benefit also may be limited to an approved or network facility. Hospitalization in a different facility may qualify for less coverage or none at all.
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  > Long-Term Disability (LTD)
Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
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   Get a Quote - Ohio Home Insurance Advisor
Get a Home Insurance Quote

Is your home covered should disaster strike? A home is more than just a building. Home is the place where comfort is found, investments are made, and years of memories are stored. Yet, at any moment, disaster can strike and wipe away everything that you have worked for. Ohio homeowners insurance advisor can help you prepare for the worst when it comes to your home.

Get a quote on the homeowners insurance coverage that you need. Contact one of our Ohio Homeowners Insurance Advisors today!

A Ohio Homeowners Insurance Advisor can help find the best plans to cover your home in the case of:

  • Fire or Lightning Damage
  • Storm or Hail Damage
  • Explosions
  • Vandalism
  • Damage Cause by Aircrafts or Vehicles
  • Theft

While memories can never be replaced, the right insurance coverage can go a long way in helping you get through the difficult times following a tragic event involving your home. Ohio homeowners insurance can help pay for losses associated with your home such as house structures, furniture, appliances, personal belongings, and even living expenses.

Not only will Ohio homeowners insurance cover physical losses brought about by theft or disasters, it can help cover for damages that people in your home might be responsible for. Liability covers you against lawsuits for bodily injury or property damage that you or family members may cause to others. It even covers damages your family pet might cause to neighbors and their property. Be prepared for the unexpected, learn more about Ohio homeowners insurance.

Get a quote on the homeowners insurance coverage that you need. Contact one of our Ohio Homeowners Insurance Advisors today!


 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Ohio
Establishments 7,591
Revenue ($1,000) Not Available
Annual payroll ($1,000) 3,728,367
Paid employees 101,359

Source: U.S. Census Bureau Insurance carriers and related activities
 


 

Contact our Ohio Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Ohio Insurance Advisors today:

  • Alliance
  • Ashtabula
  • Barberton
  • Beachwood
  • Bowling Green
  • Brunswick
  • Canton
  • Chillicothe
  • Cincinnati
  • Cleveland
  • Columbus
  • Dayton
  • Delaware
  • Dublin
  • Eastlake
  • Elyria
  • Fairborn
  • Fairfield
  • Findlay
  • Grove City
  • Hamilton
  • Hilliard
  • Kent
  • Lakewood
  • Lancaster
  • Loveland
  • Marion
  • Mason
  • Massillon
  • Medina
  • Mentor
  • Middletown
  • Newark
  • Painesville
  • Reynoldsburg
  • Sandusky
  • Stow
  • Toledo
  • West Chester
  • Westerville
  • Wooster
  • Xenia
  • Youngstown
  • Zanesville
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Ohio External Sites    
 
 

Ohio Dept of Insurance - Ohio Insurance Links
The mission of the Ohio Association of Insurance and Financial Advisors is to improve the business environment, enhance the professional skills and p
Ohio Dept of Insurance - Conseco Insurance Entities Con
Insurance regulators in Ohio and in states where Conseco-related insurers are ... Qualified advisors can be reached toll free at 800-686-1526 or thro

 
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Latest News
  Latest Insurance related news in Ohio and nationwide: Mar 02, 2007 - COBRA Health Benefit Provisions
The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac
Read more >


Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care
 ERISA Disclosure Provisions help to ensure that individuals covered by group health plans receive clear infor
Read more >


Mar 02, 2007 - Dwindling Insurance Pushing People To Financial Brink
People who had medical expenses as part of their credit-card balances had much higher credit-card debt than those who did
Read more >


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