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February 27, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
Life Insurance
Homeowners Insurance

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Insurance Advisors Terms


  > Basic Hospital
Basic-hospital plans cover only in-hospital (inpatient) care, not other services. This benefit also may be limited to an approved or network facility. Hospitalization in a different facility may qualify for less coverage or none at all.
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  > Employment practices
This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
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  > Workers' compensation
Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
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   Get a Quote - Ohio Health Insurance Advisor
Get a Health Insurance Quote

Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Ohio Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!

If you are in need of health insurance coverage, contact one of our Ohio Insurance Advisors today to get a quote.

The main reasons that Ohio health insurance is necessary:

  • To avoid expensive medical bills
  • In case of emergencies
  • Hospital visits
  • Doctor visits
  • Treatment, whether the condition is mild or severe

Health maintenance organizations, also known as HMO's, are one of the most common types of Ohio health insurance. Selecting this type of health insurance involves choosing a physician from a list of HMO doctors in a certain area. This becomes the primary physician and in order to see a specialist, the main doctor will have to write a referral. While this option is less flexible than other options, it is also less expensive.

Preferred provider organizations, also known as PPO's, are another common type of Ohio health insurance. With a higher premium, the policyholder is allowed more flexibility, such as seeking medical care from a physician outside of the PPO network and not needing a referral from their primary physician. When seeking medical attention outside of the PPO network, the insurance company will usually reimburse the policyholder for up to 80% of the medical bill.

If you are in need of health insurance coverage, contact one of our Ohio Insurance Advisors today to get a quote.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Ohio
Establishments 7,591
Revenue ($1,000) Not Available
Annual payroll ($1,000) 3,728,367
Paid employees 101,359

Source: U.S. Census Bureau Insurance carriers and related activities
 

 

Contact our Ohio Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Ohio Insurance Advisors today:

  • Alliance
  • Ashtabula
  • Barberton
  • Beachwood
  • Bowling Green
  • Brunswick
  • Canton
  • Chillicothe
  • Cincinnati
  • Cleveland
  • Columbus
  • Dayton
  • Delaware
  • Dublin
  • Eastlake
  • Elyria
  • Fairborn
  • Fairfield
  • Findlay
  • Grove City
  • Hamilton
  • Hilliard
  • Kent
  • Lakewood
  • Lancaster
  • Loveland
  • Marion
  • Mason
  • Massillon
  • Medina
  • Mentor
  • Middletown
  • Newark
  • Painesville
  • Reynoldsburg
  • Sandusky
  • Stow
  • Toledo
  • West Chester
  • Westerville
  • Wooster
  • Xenia
  • Youngstown
  • Zanesville
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Ohio External Sites    
 
 

Ohio Dept of Insurance - Ohio Insurance Links
The mission of the Ohio Association of Insurance and Financial Advisors is to improve the business environment, enhance the professional skills and p
Ohio Dept of Insurance - Conseco Insurance Entities Con
Insurance regulators in Ohio and in states where Conseco-related insurers are ... Qualified advisors can be reached toll free at 800-686-1526 or thro

 
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Latest News
  Latest Insurance related news in Ohio and nationwide: Mar 02, 2007 - COBRA Health Benefit Provisions
The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac
Read more >


Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care
 ERISA Disclosure Provisions help to ensure that individuals covered by group health plans receive clear infor
Read more >


Mar 02, 2007 - Dwindling Insurance Pushing People To Financial Brink
People who had medical expenses as part of their credit-card balances had much higher credit-card debt than those who did
Read more >


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The information provided on Ohio InsuranceAdvisor.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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