> Destroyed or damaged records If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
> Long-Term Disability (LTD) Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
Protect your financial dependants! Ohio Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of Ohio Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of Ohio Permanent Life
Insurance include:
Ohio Whole Life Insurance
Ohio Universal Life Insurance
Ohio Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of Ohio life insurance: Term Life
and Permanent Life Insurance.
Ohio Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, Ohio Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
Ohio life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Ohio Insurance Advisors today:
Alliance
Ashtabula
Barberton
Beachwood
Bowling Green
Brunswick
Canton
Chillicothe
Cincinnati
Cleveland
Columbus
Dayton
Delaware
Dublin
Eastlake
Elyria
Fairborn
Fairfield
Findlay
Grove City
Hamilton
Hilliard
Kent
Lakewood
Lancaster
Loveland
Marion
Mason
Massillon
Medina
Mentor
Middletown
Newark
Painesville
Reynoldsburg
Sandusky
Stow
Toledo
West Chester
Westerville
Wooster
Xenia
Youngstown
Zanesville
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Ohio External Sites
Ohio Dept of Insurance - Ohio Insurance Links
The mission of the Ohio Association of Insurance and Financial Advisors is to improve the business environment, enhance the professional skills and p Ohio Dept of Insurance - Conseco Insurance Entities Con
Insurance regulators in Ohio and in states where Conseco-related insurers are ... Qualified advisors can be reached toll free at 800-686-1526 or thro
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Latest News
Latest Insurance related news in
Ohio and nationwide:
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Legal Disclaimers The information provided on Ohio InsuranceAdvisor.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Did You Know?
Ohio Dept of Insurance - Ohio Insurance Links