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July 20, 2010  
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Insurance Advisors Terms


  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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  > Health Maintenance Organization (HMO)
Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
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  > Automobile
If you own and operate commercial vehicles, you should make sure that your fleet is appropriately insured. If business use of a vehicle is minimal and limited to your personal vehicle, the necessary coverage can probably be included in your personal policy. Best bet: Check with your agent to be sure.
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   Get a Quote - Ohio Car Insurance Policy Advisor
Get a Car Insurance Quote

Safeguard your automobile investment! Ohio auto insurance protects against unexpected collisions with your vehicle and also provides medical payment, along with pain and suffering compensation for you and any passengers in the car.

Get a quote today and get the auto insurance coverage you need! Contact one of our Ohio Auto Insurance Advisors today.

Ohio auto insurance coverage advantages and protections include:
  • Automobile investment protection
  • Ohio Gap Insurance
  • Medical expenses payment
  • Prevention from additional accident lawsuits
  • Ohio Uninsured drivers insurance
  • Ohio Underinsured drivers insurance
  • Vandalism or natural disasters

Accidents do happen! Every state requires different amounts of insurance that a driver must purchase to cover the other vehicle in case of a car accident. If your have a lien against your vehicle, the lender will require Ohio auto insurance for their loan. Discuss your insurance options today; not all auto insurance coverage is the same.

Other Additional Ohio auto insurance services include:

  • Roadside Assistance
  • Emergency Travel
  • Identity Theft Services

From liability coverage to comprehensive coverage, it is important to purchase the best car insurance at the right price to save money and to protect your investment. Ohio auto insurance provides the protection needed in at fault collisions and not at fault accidents.

Get a quote today and get the auto insurance coverage you need! Contact one of our Ohio Auto Insurance Advisors today.

 

Contact our Ohio Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Ohio Insurance Advisors today:

  • Alliance
  • Ashtabula
  • Barberton
  • Beachwood
  • Bowling Green
  • Brunswick
  • Canton
  • Chillicothe
  • Cincinnati
  • Cleveland
  • Columbus
  • Dayton
  • Delaware
  • Dublin
  • Eastlake
  • Elyria
  • Fairborn
  • Fairfield
  • Findlay
  • Grove City
  • Hamilton
  • Hilliard
  • Kent
  • Lakewood
  • Lancaster
  • Loveland
  • Marion
  • Mason
  • Massillon
  • Medina
  • Mentor
  • Middletown
  • Newark
  • Painesville
  • Reynoldsburg
  • Sandusky
  • Stow
  • Toledo
  • West Chester
  • Westerville
  • Wooster
  • Xenia
  • Youngstown
  • Zanesville
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Ohio External Sites    
 
 

Ohio Dept of Insurance - Ohio Insurance Links
The mission of the Ohio Association of Insurance and Financial Advisors is to improve the business environment, enhance the professional skills and p
Ohio Dept of Insurance - Conseco Insurance Entities Con
Insurance regulators in Ohio and in states where Conseco-related insurers are ... Qualified advisors can be reached toll free at 800-686-1526 or thro

 
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